Residential Loans

At SkyHFC, we understand that finding the right financing solution is crucial for your investment. Whether you're a newbie, an experienced investor, or seeking to expand your real estate portfolio, our comprehensive residential loan offerings are designed to cater to your unique needs.

Our debt equity platform is a group of a carefully selected diverse investment partners that covers a wide spectrum, ensuring flexibility and accessibility for various property types and financial situations.

With a commitment to transparency, efficiency, and client satisfaction, we guide you through every step of the lending process, making your property investment a seamless journey.

Types of Loans:

Single-Family Residences (SFR) Business purpose only

Multi-Unit Properties (1-4) units and more)

Loan Amount: Up to $15,000,000 (subject to Loan-to-Value ratio and risk assessment)

Fix and Flip

Long Term Rentals

Loan Programs:

Full Documentation Purchase Loans: Loan-to-Value (LTV) ratio of up to 75%

Cash-Out Refinance Loans: LTV ratio of up to 65-75%

Stated Income / Bank Statements Loans: Suitable for borrowers with non-traditional income documentation
Purchase: Up to 70% LTV
Cash-Out: Up to 65% LTV

Fix and Flip: Rehab Cost 100% - 70% of ARV 

Down payment from 10% to 25% based on risk assessment