Bridge Loans

Short-Term Financing for Real Estate Investors & Business Owners Fast & Flexible Bridge Lending for Commercial Real Estate

When time-sensitive real estate opportunities arise, waiting for long-term financing isn’t always an option. That’s where bridge loans come in. Whether you’re acquiring a new property, refinancing, or securing interim funding before a long-term loan, our network of best bridge loan lenders offers fast approvals and flexible terms to keep your deals moving forward.

At Ski Hi Funding, we specialize in bridge lending solutions that provide short-term financing for commercial real estate, SBA loan projects, and investment properties. Our streamlined process ensures you get the capital you need—when you need it.

What is a Bridge Loan?

A bridge loan mortgage is a short-term loan designed to "bridge the gap" between the purchase of a new property and securing permanent financing. These loans are commonly used for:

• Commercial real estate acquisitions – Purchasing a property before securing long-term financing.
• SBA Loans for Real Estate – Covering interim costs while awaiting an SBA loan for commercial real estate approval.
• Property renovations & value-add projects – Funding improvements before refinancing into a permanent loan.
• Fix-and-Flip Investments – Providing capital for investors to purchase and renovate properties quickly.
• Business Expansion – Allowing businesses to acquire real estate while awaiting traditional financing.

Since bridge lending is asset-based, approval is typically faster and more flexible than conventional loans—making it an ideal solution for investors and business owners needing immediate funding.

How Do Bridge Loans Work?

Unlike traditional financing, bridge loans are:

• Short-Term (6-36 months) – Designed to provide temporary funding.
• Asset-Based – Approval is primarily based on the property's value rather than borrower credit.
• Fast to Fund – Can close in as little as 5-14 days compared to months for traditional loans.
• Interest-Only Payments – Lower monthly payments during the loan term.

Once the bridge loan matures, borrowers typically refinance into SBA loans for real estate, a commercial mortgage, or sell the property.

Types of Bridge Loans

Our network of best bridge loan lenders offers a variety of financing options, including:

• Commercial Bridge Loans – Short-term loans for purchasing or refinancing commercial properties.
• SBA Bridge Loans – Temporary financing while waiting for an SBA loan for commercial real estate approval.
• Fix-and-Flip Bridge Loans – Loans for real estate investors to purchase and renovate properties.
• Owner-Occupied Bridge Loans – For business owners acquiring real estate before long-term financing is secured.
• Construction Bridge Loans – For funding ground-up development or renovations before securing a permanent loan.

We tailor financing solutions to meet your specific bridge lending needs, ensuring you have the capital to act quickly on opportunities.

Benefits of Bridge Loans

A bridge loan mortgage can provide key advantages, including:

• Fast Approvals & Funding – Get funded in days instead of months.
• No Income Verification Options – Asset-based approvals make qualification easier.
• Competitive Interest Rates – Short-term rates designed for quick turnaround deals.
• Increased Flexibility – Use for acquisitions, refinancing, or business expansion.
• Improved Cash Flow – Interest-only payments keep costs manageable.

Who Qualifies for a Bridge Loan?

While bridge loans are more flexible than traditional financing, lenders typically look for:

• A viable exit strategy (refinancing or sale of property).
• A credit score of 620+ (varies by lender and loan type).
• A strong property asset (LTV usually 65-80%).
• Experience in real estate or business operations (for investment properties).

Not sure if you qualify? Our team at Ski Hi Funding offers free pre-qualification to connect you with the best bridge loan lenders for your situation.

How to Secure a Bridge Loan

At Ski Hi Funding, we make the bridge lending process simple and efficient:

1. Free Consultation – We assess your financing needs and timeline.
2. Pre-Underwriting Review – Our experts structure your loan for the best approval odds.
3. Lender Matching & Application – We connect you with the best bridge loan mortgage lenders.
4. Fast Funding – Receive capital in as little as 5-14 days.

Why Choose Ski Hi Funding for Bridge Loans?

• Industry Expertise in Commercial Bridge Loans – We understand the unique needs of real estate investors and business owners.
• Access to Top Bridge Loan Lenders – Our network offers the most competitive terms.
• Hassle-Free Process – We handle paperwork, negotiations, and lender coordination.

Get a Bridge Loan Today

📩 Get Pre-Qualified Now – Fill out our quick form to explore your bridge financing options!

📞 Call Us Today – Speak with a bridge loan expert for personalized assistance.