Residential Investment Loans

Flexible Financing for Real Estate Investors: Secure the Right Residential Loan for Your Investment Goals

At Ski Hi Funding, we know that finding the right financing is critical for real estate investors looking to purchase, refinance, or renovate properties. Whether you're a first-time investor or a seasoned professional expanding your portfolio, our residential loans are designed to provide the flexibility and financial support you need.

We work with a diverse network of investment partners to offer customized lending solutions for various property types and investment strategies—ensuring competitive rates, streamlined approvals, and fast funding.

Why Choose Ski Hi Funding for Residential Loans?

• Access to Top Residential Lenders – Get financing from a trusted network of investment partners.
• Flexible Loan Programs – Tailored solutions for fix and flip, long-term rentals, and cash-out refinancing.
• Fast & Efficient Process – Simplified applications and quick funding timelines.
• Financing for a Wide Range of Properties – From single-family rentals to multi-unit investments.

Types of Residential Loans

We provide real estate investment loans for the following property types:

• Single-Family Residences (SFR) – Business-purpose loans for investment properties.
• Multi-Unit Properties (1-4 Units & More) – Financing for duplexes, triplexes, and small apartment buildings.
• Fix and Flip Loans – Short-term funding for property renovations.
• Long-Term Rental Loans – Ideal for buy-and-hold investors seeking stable cash flow.

Our residential loans offer loan amounts up to $15,000,000, with terms based on Loan-to-Value (LTV) ratios and risk assessment.

Residential Loan Programs

Full Documentation Purchase Loans

✔ Loan-to-Value (LTV): Up to 75%

Cash-Out Refinance Loans

✔ LTV: 65-75% (depending on the property and borrower profile)

Stated Income / Bank Statement Loans (For Non-Traditional Income Earners)

✔ Purchase: Up to 70% LTV
✔ Cash-Out: Up to 65% LTV

Fix and Flip Loans

✔ 100% Rehab Cost – Financing for renovations
✔ Up to 70% of After Repair Value (ARV)
✔ Down Payment: 10% - 25% (based on risk assessment)

Benefits of Our Residential Investment Loans

• No Traditional Income Documentation Required – Stated income and bank statement loans available.
• Competitive Loan-to-Value Ratios – Maximize financing with favorable terms.
• Quick Approvals & Funding – Get funds fast to secure your next investment.
• Multiple Property Types Accepted – From single-family rentals to multi-unit properties.

How to Apply for a Residential Loan

We make residential investment financing easy with a simple 4-step process:

1️⃣ Free Consultation – We assess your investment goals and financing needs.
2️⃣ Pre-Underwriting Review – Our experts evaluate your loan application for the best approval outcome.
3️⃣ Lender Matching & Loan Application – We connect you with the best residential loan options.
4️⃣ Fast Funding – Get capital in as little as 5-14 days.

Get Pre-Qualified for a Residential Loan Today!

📩 Apply Now – Fill out our quick form to get started!

📞 Call Us Today – Speak with a residential loan expert for personalized assistance.